Commercial & Industrial Insurance

Reinsurance Solutions for Commercial & Industrial Risks

At Total Risk Managers, we specialize in providing exceptional reinsurance solutions tailored to meet the unique demands of the commercial and industrial sectors. Our Commercial and Industrial Reinsurance Division focuses on supporting primary insurers in managing high-risk and niche exposures across a diverse range of industries. By offering access to robust capacity, competitive terms, and innovative risk-sharing arrangements, we empower insurers to deliver comprehensive coverage to their clients.

Expertise in High-Risk and Complex Exposures

Our team brings decades of experience in structuring reinsurance programs for sectors where risk and exposure levels may be elevated due to operational processes, product lines, financial stability, or historical loss patterns. Whether it's a single large-scale operation or a diverse portfolio, we provide tailored reinsurance solutions that align with the unique risk profiles of commercial and industrial businesses.

Our expertise spans a wide array of industries, including but not limited to:

Manufacturing and Processing

From sawmills and wood processing to pulp and paper, steel mills, aluminium production, and petrochemical refining, we support insurers in covering intricate and high-value operations.

High-Hazard Risks

We specialize in industries like fireworks and explosives manufacturing, un-sprinklered cold storage, and catastrophe-exposed properties such as hotels and retail complexes.

Storage and Logistics

From warehouses and unoccupied premises to high- and low-hazard storage, we provide reinsurers with capacity solutions for these critical sectors.

Energy and Utilities

With expertise in power companies, midstream energy, and petrochemical storage and transfer, we help insurers address the challenges of these capital-intensive industries.

Agriculture and Food Production

Farming risks, food production, cold storage, and restaurant chains also fall within our scope, ensuring seamless support for these essential sectors.

Why work with us

Global Reach

Our extensive network ensures access to top-tier coverage and capacity, wherever your operations take you.

Industry Expertise

Decades of experience and deep insight into the unique challenges faced by complex and high-stakes industries.

Customized Solutions

Every policy is carefully tailored to meet the precise needs of your specific project, operation, or enterprise.

Proactive Risk Management

We help you anticipate and mitigate potential risks before they become critical issues.

Our Commitment to Excellence

At Total Risk Managers, we pride ourselves on being a trusted partner for insurers in the commercial and industrial sectors. Our goal is to provide reinsurance solutions that help our clients expand their capacity, reduce volatility, and maintain financial stability. With our proven track record and industry-leading expertise, we ensure that insurers have the support they need to navigate the complexities of high-risk and niche markets.