Cyber Risks

Comprehensive Cyber Reinsurance Solutions

In an era defined by digital transformation and increasing reliance on technology, Total Risk Managers provides robust reinsurance solutions for Cyber Risks. As global reinsurance agents and wholesale brokers, we help insurers manage the complexities of this evolving risk landscape, ensuring their portfolios are protected against the financial and reputational impacts of cyber threats.

Our cyber reinsurance programs are designed to address a wide range of exposures, from traditional data breaches to emerging risks in the digital ecosystem. We partner with insurers to provide solutions that align with their unique risk appetite and portfolio characteristics.

Data Breach & Privacy Liability

Protects against financial losses from unauthorized access, theft, or exposure of sensitive data, ensuring compliance with regulatory obligations.

Network Security Risks

Covers damages related to system intrusions, ransomware attacks, malware, and other cyber incidents that disrupt operations or compromise business continuity.

Business Interruption

Addresses loss of income and additional expenses incurred due to system downtimes caused by cyber incidents.

Technology Errors & Omissions

Supports insurers covering claims of negligence or failure of technology services and products provided by their clients.

Emerging Threats

We help insurers adapt to new cyber risks, including IoT vulnerabilities, AI exploitation, and risks associated with cryptocurrency theft.

Expertise in Complex Cyber Risks

Cyber risk evolves rapidly, making reinsurance expertise crucial. From small businesses to large enterprises, cyber risks are a growing concern across industries. Our solutions empower insurers to provide comprehensive, forward-thinking coverage to their clients while safeguarding their own portfolios from large-scale losses.

At TRM, we leverage a global network of reinsurers and advanced analytics to help insurers:

Optimize their cyber risk transfer strategies.
Model and assess aggregation risk for systemic cyber events.
Access tailored reinsurance structures, including proportional and non-proportional programs.

Why work with us

Global Reach

Our extensive network ensures access to top-tier coverage and capacity, wherever your operations take you.

Industry Expertise

Decades of experience and deep insight into the unique challenges faced by complex and high-stakes industries.

Customized Solutions

Every policy is carefully tailored to meet the precise needs of your specific project, operation, or enterprise.

Proactive Risk Management

We help you anticipate and mitigate potential risks before they become critical issues.

Partner with us

With deep expertise in cyber risks and access to leading reinsurers worldwide, Total Risk Managers is your trusted partner for innovative and scalable reinsurance solutions. Our commitment to staying ahead of industry trends ensures that our clients can confidently navigate the ever-changing digital risk landscape.