Private Clients

Private Clients

At Total Risk Managers, we specialize in providing tailored reinsurance solutions for private clients and high-net-worth individuals. We understand the unique challenges and sophisticated requirements of protecting your lifestyle, assets, and legacy. With an emphasis on discretion, expertise, and precision, we work to ensure that every aspect of your personal and financial world is safeguarded.

Our dedicated team collaborates with insurers to design reinsurance programs that reflect your specific needs and risk appetite. Whether you own high-value residences, rare collectibles, luxury vehicles, or fine art, we ensure comprehensive protection through bespoke solutions.

Protecting Every Aspect of Your Lifestyle

Luxury Residences
Protect your most prized living spaces with tailored reinsurance solutions designed to cover primary residences, vacation properties, and expansive estates. Our solutions ensure comprehensive protection against risks such as fire, theft, natural disasters, and accidental damage, offering peace of mind for properties that represent both financial and sentimental value.
Fine Art & Collectibles
Whether you own a curated art collection, valuable antiques, or rare collectibles, our specialized reinsurance programs provide bespoke protection. We consider factors such as transit risks, exhibition coverage, and storage conditions to deliver comprehensive solutions that preserve the integrity and value of your treasured assets.
Jewelry & Valuables
From exquisite heirlooms to high-value contemporary pieces, our coverage safeguards your jewelry, watches, and precious items. We account for risks such as loss, theft, accidental damage, and worldwide travel, ensuring your valuables remain protected wherever life takes you.
Luxury Vehicles
Whether you own high-performance supercars, rare collector vehicles, or custom-built luxury cars, our reinsurance solutions offer coverage for accidental damage, theft, and natural disasters. We also provide specialized protection for vehicles stored in unique environments or used for events and exhibitions.
Personal Liability
Mitigate risks associated with personal activities and unforeseen incidents with extensive liability coverage. Our solutions address claims arising from property ownership, domestic staff, and social or recreational activities, providing you with financial security and peace of mind in an increasingly litigious environment.

Each solution is designed to provide unparalleled protection, allowing you to focus on what matters most—your lifestyle and legacy.

Why work with us

Global Reach

Our extensive network ensures access to top-tier coverage and capacity, wherever your operations take you.

Industry Expertise

Decades of experience and deep insight into the unique challenges faced by complex and high-stakes industries.

Customized Solutions

Every policy is carefully tailored to meet the precise needs of your specific project, operation, or enterprise.

Proactive Risk Management

We help you anticipate and mitigate potential risks before they become critical issues.

Our Commitment to Excellence

Our approach is to simplify complexity. We align with leading insurers and reinsurers to provide unmatched coverage, unbiased advice, and personalized service. From evaluating potential risks to securing competitive reinsurance agreements, our goal is to deliver solutions that perform seamlessly when you need them most.

Contact us today to discover how Total Risk Managers can help protect every dimension of your lifestyle with bespoke reinsurance solutions.
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